Legge di Bilancio 2022, la mossa di Draghi: tutte le misure nel dettaglio

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E’ stata approvata la legge di Bilancio 2022, ma cosa vuol dire esattamente? Vediamo nel dettaglio i punti più importanti.

Giovedì 28 ottobre il Consiglio dei Ministri ha approvato la legge di Bilancio 2022 (proposta da a Mario Draghi e Daniele Franco), ma questo per i cittadini cosa significa con esattezza? Le aree più discusse che questa legge andrà a toccare riguardano principalmente pensioni, bonus fiscali e reddito di cittadinanza: andiamo ad approfondirli meglio.

Il Reddito di Cittadinanza

Di Reddito di Cittadinanza nell’ultimo anno si è parlato tantissimo. Con la legge di Bilancio 2022 la misura è stata riconfermata (con un finanziamento di circa un miliardo all’anno) ma sono stati rivisti alcuni punti. Prima di tutto, dopo 6 mesi il reddito percepito da ognuno dei richiedenti inizierà a scendere di 5 euro al mese. Per agevolare la ricerca del lavoro, poi, tutti i Comuni italiani dovranno impegnarsi a impiegare almeno un terzo di tutti coloro che hanno fatto domanda ed ottenuto il Reddito di Cittadinanza.

Leggi anche -> Oggi è un altro giorno, il terribile lutto di Dodi Battaglia: “Non ne voglio più parlare”

Bonus

E’ stato prorogato il Superbonus 110% (così come il bonus facciate), anche se con qualche piccola modifica. E’ stato riconfermato anche il bonus prima casa (under 36) ed il Fondo Gasparrini (che prevede aiuto per i mutui aperti per le prime case). Per tutti i giovani tra i 20 ed i 31 anni è stato previsto un bonus affitti. In arrivo anche numerosi aiuti per i genitori: sono previsti più fondi per asili nido e scuole dell’infanzia, ed è previsto (in via sperimentale) per le lavoratrici madri un esonero di dodici mesi dal versamento dei contributi.

Le pensioni

La Quota 100 diventerà Quota 102, ma solo per un anno: nel pratico, significa che si potrà andare in pensione a 64 anni (con 38 anni di contributi). Alcune misure già attive nel 2021 sono state prorogate, come l’Opzione Donna; vi potranno accedere tutte le lavoratrici che entro il 31 dicembre 2021 dichiareranno 35 anni di contributi, con un’età che varia a seconda del loro ruolo (60 per le lavoratrici dipendenti e 61 per le lavoratrici autonome). Da quest’anno poi verrà annullata la clausola dell’Ape Sociale che riguardava l’indennità di coloro che hanno terminato il trattamento di disoccupazione da tre mesi.

Leggi anche -> Omicidio Yara Gambirasio, il film scatena le polemiche: qualcosa non torna

Altre modifiche

Ulteriori cambiamenti riguardano anche altri ambiti: il cashback, per esempio, è ormai destinato ad essere cancellato. Finalmente, poi, è stata abbassata la ‘tampon tax’: prodotti come assorbenti e tamponi (tassati come oggetti di lusso negli anni precedenti) dal 2022 sono soggetti a un’IVA del 9%. Nuove risorse verranno desinate al Fondo italiano per il clima; sono previsti nuovi aiuti finanziari anche per la ricerca medica (in particolare 1 miliardo ed 800 mila euro saranno da destinare specificatamente ai vaccini anti-covid).

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  194. Thanks for the interesting things you have discovered in your short article. One thing I’d prefer to reply to is that FSBO human relationships are built with time. By introducing yourself to owners the first saturday their FSBO is usually announced, before the masses commence calling on Monday, you make a good interconnection. By sending them instruments, educational resources, free records, and forms, you become a strong ally. By taking a personal curiosity about them in addition to their predicament, you make a solid interconnection that, most of the time, pays off when the owners opt with an adviser they know and trust – preferably you.

  195. Thanks for the new stuff you have uncovered in your short article. One thing I’d prefer to comment on is that FSBO relationships are built with time. By presenting yourself to owners the first weekend break their FSBO is announced, prior to the masses start out calling on Monday, you produce a good connection. By mailing them equipment, educational elements, free reports, and forms, you become a good ally. If you take a personal desire for them as well as their predicament, you build a solid network that, many times, pays off in the event the owners decide to go with a real estate agent they know and trust – preferably you.

  196. Thanks for your post. One other thing is that if you are marketing your property all on your own, one of the concerns you need to be mindful of upfront is just how to deal with property inspection accounts. As a FSBO owner, the key to successfully moving your property and also saving money about real estate agent commission rates is information. The more you realize, the easier your sales effort will probably be. One area in which this is particularly vital is assessments.

  197. I have learned result-oriented things through the blog post. One more thing to I have discovered is that in many instances, FSBO sellers will certainly reject you. Remember, they will prefer not to ever use your companies. But if you actually maintain a reliable, professional connection, offering assistance and remaining in contact for four to five weeks, you will usually have the capacity to win a business interview. From there, a house listing follows. Thank you

  198. I have seen that intelligent real estate agents everywhere you go are warming up to FSBO Advertising. They are knowing that it’s not only placing a poster in the front yard. It’s really regarding building relationships with these dealers who later will become buyers. So, whenever you give your time and energy to aiding these sellers go it alone : the “Law associated with Reciprocity” kicks in. Thanks for your blog post.

  199. Thanks for your content. One other thing is that if you are disposing your property alone, one of the issues you need to be conscious of upfront is when to deal with household inspection accounts. As a FSBO supplier, the key to successfully switching your property as well as saving money on real estate agent commissions is know-how. The more you understand, the smoother your sales effort will be. One area in which this is particularly significant is information about home inspections.

  200. I have discovered that wise real estate agents all around you are starting to warm up to FSBO Marketing. They are acknowledging that it’s not only placing a sign post in the front property. It’s really regarding building human relationships with these vendors who one of these days will become customers. So, after you give your time and energy to supporting these suppliers go it alone – the “Law regarding Reciprocity” kicks in. Great blog post.

  201. Thanks for your content. One other thing is that if you are advertising your property yourself, one of the challenges you need to be mindful of upfront is just how to deal with house inspection reports. As a FSBO home owner, the key concerning successfully moving your property plus saving money upon real estate agent revenue is understanding. The more you know, the better your home sales effort are going to be. One area where by this is particularly significant is assessments.

  202. I’ve learned newer and more effective things through your blog post. One other thing I have seen is that in many instances, FSBO sellers can reject an individual. Remember, they’d prefer to not ever use your companies. But if a person maintain a stable, professional relationship, offering support and keeping contact for four to five weeks, you will usually be able to win a discussion. From there, a house listing follows. Thanks

  203. I have noticed that over the course of creating a relationship with real estate managers, you’ll be able to get them to understand that, in every single real estate transaction, a commission rate is paid. Eventually, FSBO sellers really don’t “save” the commission rate. Rather, they try to earn the commission simply by doing a good agent’s job. In this, they shell out their money plus time to perform, as best they will, the duties of an adviser. Those responsibilities include displaying the home via marketing, delivering the home to all buyers, developing a sense of buyer emergency in order to induce an offer, scheduling home inspections, managing qualification investigations with the mortgage lender, supervising repairs, and aiding the closing of the deal.

  204. Thanks for the new stuff you have discovered in your short article. One thing I would like to reply to is that FSBO interactions are built with time. By presenting yourself to owners the first few days their FSBO is usually announced, ahead of masses start off calling on Monday, you make a good link. By sending them tools, educational components, free accounts, and forms, you become the ally. By taking a personal affinity for them along with their problem, you build a solid link that, most of the time, pays off as soon as the owners decide to go with an adviser they know and trust — preferably you actually.

  205. I have viewed that clever real estate agents just about everywhere are starting to warm up to FSBO Promotion. They are seeing that it’s not just placing a sign in the front property. It’s really with regards to building human relationships with these sellers who sooner or later will become consumers. So, when you give your time and effort to serving these dealers go it alone : the “Law regarding Reciprocity” kicks in. Interesting blog post.

  206. I have learned new things through your blog post. One other thing I have noticed is that typically, FSBO sellers may reject an individual. Remember, they might prefer not to ever use your providers. But if a person maintain a stable, professional relationship, offering assistance and remaining in contact for around four to five weeks, you will usually be able to win a conversation. From there, a house listing follows. Thanks

  207. I have noticed that over the course of constructing a relationship with real estate entrepreneurs, you’ll be able to come to understand that, in every single real estate exchange, a payment is paid. All things considered, FSBO sellers tend not to “save” the fee. Rather, they try to earn the commission by means of doing the agent’s job. In doing this, they devote their money in addition to time to accomplish, as best they are able to, the tasks of an agent. Those duties include revealing the home by marketing, showing the home to all buyers, creating a sense of buyer desperation in order to prompt an offer, arranging home inspections, dealing with qualification assessments with the mortgage lender, supervising maintenance tasks, and aiding the closing.

  208. I have viewed that good real estate agents everywhere are warming up to FSBO Marketing. They are realizing that it’s in addition to placing a poster in the front area. It’s really regarding building connections with these suppliers who sooner or later will become purchasers. So, whenever you give your time and energy to helping these vendors go it alone – the “Law regarding Reciprocity” kicks in. Interesting blog post.

  209. I have seen that clever real estate agents all over the place are warming up to FSBO Promotion. They are noticing that it’s more than just placing a sign in the front place. It’s really with regards to building human relationships with these sellers who at some point will become consumers. So, after you give your time and efforts to aiding these vendors go it alone : the “Law connected with Reciprocity” kicks in. Interesting blog post.

  210. I have discovered that wise real estate agents just about everywhere are getting set to FSBO Marketing and advertising. They are realizing that it’s in addition to placing a sign in the front area. It’s really about building interactions with these retailers who one of these days will become consumers. So, after you give your time and energy to serving these retailers go it alone : the “Law associated with Reciprocity” kicks in. Good blog post.

  211. Thanks for your posting. One other thing is when you are advertising your property by yourself, one of the issues you need to be aware about upfront is when to deal with home inspection reports. As a FSBO seller, the key concerning successfully transferring your property along with saving money upon real estate agent commissions is information. The more you are aware of, the smoother your sales effort will likely be. One area that this is particularly essential is reports.

  212. I have noticed that sensible real estate agents everywhere are warming up to FSBO Advertising and marketing. They are knowing that it’s more than merely placing a sign in the front area. It’s really in relation to building interactions with these traders who someday will become customers. So, when you give your time and effort to helping these traders go it alone : the “Law regarding Reciprocity” kicks in. Thanks for your blog post.

  213. I have learned some new things through the blog post. One more thing to I have observed is that usually, FSBO sellers may reject people. Remember, they can prefer not to use your solutions. But if anyone maintain a comfortable, professional relationship, offering support and being in contact for about four to five weeks, you will usually have the ability to win a business interview. From there, a house listing follows. Thank you

  214. I have witnessed that smart real estate agents almost everywhere are starting to warm up to FSBO Marketing. They are acknowledging that it’s more than simply placing a sign post in the front place. It’s really concerning building associations with these dealers who later will become customers. So, if you give your time and efforts to encouraging these suppliers go it alone : the “Law associated with Reciprocity” kicks in. Thanks for your blog post.

  215. I have observed that good real estate agents almost everywhere are warming up to FSBO Marketing. They are knowing that it’s in addition to placing a sign in the front area. It’s really in relation to building human relationships with these traders who sooner or later will become buyers. So, while you give your time and efforts to serving these sellers go it alone – the “Law associated with Reciprocity” kicks in. Interesting blog post.

  216. I have witnessed that clever real estate agents everywhere you go are starting to warm up to FSBO Advertising. They are realizing that it’s not just placing a poster in the front yard. It’s really about building relationships with these vendors who sooner or later will become customers. So, while you give your time and efforts to aiding these retailers go it alone – the “Law associated with Reciprocity” kicks in. Good blog post.

  217. I have noticed that over the course of building a relationship with real estate managers, you’ll be able to come to understand that, in every real estate contract, a commission amount is paid. In the long run, FSBO sellers do not “save” the fee. Rather, they fight to earn the commission by means of doing a agent’s work. In completing this task, they shell out their money as well as time to complete, as best they’re able to, the obligations of an agent. Those duties include displaying the home by marketing, showing the home to buyers, developing a sense of buyer emergency in order to induce an offer, organizing home inspections, taking on qualification inspections with the financial institution, supervising maintenance, and assisting the closing of the deal.

  218. Thanks for your article. One other thing is when you are disposing your property alone, one of the difficulties you need to be cognizant of upfront is when to deal with house inspection records. As a FSBO vendor, the key about successfully switching your property as well as saving money on real estate agent profits is expertise. The more you realize, the smoother your sales effort will probably be. One area in which this is particularly crucial is assessments.

  219. I have noticed that over the course of creating a relationship with real estate managers, you’ll be able to come to understand that, in most real estate financial transaction, a commission is paid. Eventually, FSBO sellers really don’t “save” the percentage. Rather, they try to earn the commission by means of doing a strong agent’s task. In the process, they devote their money and also time to accomplish, as best they might, the responsibilities of an broker. Those jobs include exposing the home by way of marketing, offering the home to willing buyers, developing a sense of buyer emergency in order to induce an offer, making arrangement for home inspections, dealing with qualification investigations with the loan company, supervising maintenance, and assisting the closing of the deal.

  220. I have observed that over the course of developing a relationship with real estate entrepreneurs, you’ll be able to get them to understand that, in every single real estate purchase, a fee is paid. Ultimately, FSBO sellers really don’t “save” the percentage. Rather, they fight to earn the commission by doing a agent’s occupation. In completing this task, they shell out their money as well as time to accomplish, as best they can, the duties of an real estate agent. Those jobs include getting known the home through marketing, presenting the home to prospective buyers, building a sense of buyer desperation in order to induce an offer, booking home inspections, controlling qualification assessments with the bank, supervising maintenance, and facilitating the closing.

  221. I have observed that over the course of developing a relationship with real estate homeowners, you’ll be able to come to understand that, in each and every real estate purchase, a percentage is paid. Finally, FSBO sellers tend not to “save” the payment. Rather, they struggle to earn the commission through doing the agent’s job. In accomplishing this, they expend their money as well as time to complete, as best they’re able to, the tasks of an adviser. Those obligations include displaying the home by means of marketing, presenting the home to buyers, building a sense of buyer urgency in order to trigger an offer, making arrangement for home inspections, managing qualification inspections with the mortgage lender, supervising maintenance, and facilitating the closing of the deal.

  222. Thanks for the something totally new you have revealed in your short article. One thing I’d like to touch upon is that FSBO relationships are built as time passes. By releasing yourself to the owners the first saturday and sunday their FSBO is actually announced, prior to the masses start out calling on Friday, you produce a good network. By sending them methods, educational supplies, free records, and forms, you become a great ally. Through a personal curiosity about them and also their problem, you generate a solid network that, in many cases, pays off if the owners decide to go with a realtor they know in addition to trust — preferably you.

  223. I have learned some new things from a blog post. One other thing I have observed is that normally, FSBO sellers will probably reject you actually. Remember, they might prefer to never use your providers. But if anyone maintain a gradual, professional partnership, offering support and staying in contact for about four to five weeks, you will usually manage to win a conversation. From there, a house listing follows. Cheers

  224. I have learned result-oriented things from a blog post. One more thing to I have discovered is that typically, FSBO sellers will certainly reject you actually. Remember, they might prefer not to use your products and services. But if you maintain a reliable, professional romance, offering support and staying in contact for about four to five weeks, you will usually have the ability to win a business interview. From there, a house listing follows. Many thanks

  225. I have realized that over the course of building a relationship with real estate managers, you’ll be able to come to understand that, in most real estate deal, a percentage is paid. In the long run, FSBO sellers do not “save” the fee. Rather, they try to win the commission simply by doing the agent’s work. In this, they commit their money and also time to perform, as best they could, the assignments of an agent. Those duties include displaying the home via marketing, introducing the home to buyers, building a sense of buyer desperation in order to prompt an offer, making arrangement for home inspections, dealing with qualification checks with the lender, supervising maintenance tasks, and facilitating the closing.

  226. Thanks for your posting. One other thing is that if you are promoting your property by yourself, one of the issues you need to be aware about upfront is how to deal with property inspection records. As a FSBO supplier, the key concerning successfully shifting your property as well as saving money with real estate agent income is expertise. The more you are aware of, the easier your home sales effort will probably be. One area where this is particularly significant is information about home inspections.

  227. I have noticed that over the course of developing a relationship with real estate managers, you’ll be able to come to understand that, in every single real estate purchase, a payment is paid. Ultimately, FSBO sellers don’t “save” the percentage. Rather, they struggle to win the commission simply by doing a strong agent’s work. In accomplishing this, they commit their money and time to carry out, as best they can, the obligations of an broker. Those duties include uncovering the home through marketing, delivering the home to buyers, building a sense of buyer desperation in order to induce an offer, organizing home inspections, dealing with qualification inspections with the mortgage lender, supervising maintenance, and aiding the closing.

  228. I have noticed that clever real estate agents all over the place are getting set to FSBO Advertising and marketing. They are knowing that it’s in addition to placing a sign post in the front yard. It’s really pertaining to building human relationships with these traders who at some time will become purchasers. So, if you give your time and energy to assisting these sellers go it alone : the “Law involving Reciprocity” kicks in. Interesting blog post.

  229. I have noticed that clever real estate agents everywhere you go are getting set to FSBO Marketing and advertising. They are acknowledging that it’s more than just placing a poster in the front area. It’s really in relation to building associations with these traders who at some point will become customers. So, after you give your time and energy to serving these sellers go it alone : the “Law regarding Reciprocity” kicks in. Good blog post.

  230. Thanks for your posting. One other thing is that if you are disposing your property all on your own, one of the problems you need to be aware of upfront is how to deal with property inspection accounts. As a FSBO home owner, the key about successfully switching your property along with saving money about real estate agent commissions is expertise. The more you are aware of, the smoother your home sales effort is going to be. One area where by this is particularly critical is home inspections.

  231. I have noticed that over the course of making a relationship with real estate owners, you’ll be able to get them to understand that, in every single real estate deal, a payment is paid. All things considered, FSBO sellers never “save” the commission rate. Rather, they try to win the commission by simply doing a agent’s task. In doing so, they devote their money as well as time to carry out, as best they can, the responsibilities of an adviser. Those responsibilities include disclosing the home by marketing, presenting the home to willing buyers, creating a sense of buyer urgency in order to trigger an offer, making arrangement for home inspections, handling qualification inspections with the mortgage lender, supervising repairs, and facilitating the closing of the deal.

  232. I have seen that good real estate agents all around you are warming up to FSBO Advertising. They are noticing that it’s not just placing a sign in the front property. It’s really concerning building human relationships with these suppliers who sooner or later will become customers. So, when you give your time and effort to supporting these suppliers go it alone — the “Law connected with Reciprocity” kicks in. Interesting blog post.

  233. Thanks for the something totally new you have revealed in your article. One thing I’d prefer to comment on is that FSBO human relationships are built after some time. By launching yourself to owners the first few days their FSBO is announced, prior to the masses commence calling on Thursday, you generate a good association. By sending them methods, educational elements, free reviews, and forms, you become a strong ally. By subtracting a personal affinity for them in addition to their problem, you develop a solid relationship that, most of the time, pays off if the owners decide to go with a broker they know in addition to trust – preferably you.

  234. I have viewed that sensible real estate agents all over the place are getting set to FSBO Marketing. They are realizing that it’s in addition to placing a sign post in the front yard. It’s really about building relationships with these traders who at some time will become purchasers. So, if you give your time and efforts to supporting these suppliers go it alone — the “Law connected with Reciprocity” kicks in. Thanks for your blog post.

  235. Thanks for the something totally new you have disclosed in your article. One thing I’d really like to comment on is that FSBO interactions are built eventually. By launching yourself to the owners the first weekend their FSBO will be announced, ahead of the masses get started calling on Monday, you generate a good interconnection. By sending them tools, educational materials, free accounts, and forms, you become a strong ally. By taking a personal affinity for them plus their situation, you build a solid relationship that, many times, pays off if the owners decide to go with a representative they know plus trust — preferably you actually.

  236. Thanks for your write-up. One other thing is that if you are marketing your property on your own, one of the troubles you need to be mindful of upfront is just how to deal with household inspection reports. As a FSBO retailer, the key about successfully switching your property and also saving money in real estate agent commissions is understanding. The more you are aware of, the simpler your home sales effort are going to be. One area in which this is particularly critical is inspection reports.

  237. I have observed that over the course of creating a relationship with real estate proprietors, you’ll be able to get them to understand that, in every single real estate deal, a commission rate is paid. Eventually, FSBO sellers never “save” the fee. Rather, they try to earn the commission simply by doing a good agent’s job. In completing this task, they spend their money in addition to time to accomplish, as best they could, the responsibilities of an realtor. Those duties include exposing the home through marketing, offering the home to all buyers, creating a sense of buyer urgency in order to make prompt an offer, preparing home inspections, handling qualification check ups with the lender, supervising repairs, and assisting the closing.

  238. I have realized that over the course of constructing a relationship with real estate homeowners, you’ll be able to get them to understand that, in most real estate transaction, a percentage is paid. Finally, FSBO sellers do not “save” the commission rate. Rather, they fight to win the commission by simply doing a agent’s task. In doing this, they spend their money and time to conduct, as best they can, the obligations of an broker. Those responsibilities include revealing the home through marketing, showing the home to willing buyers, creating a sense of buyer urgency in order to prompt an offer, organizing home inspections, controlling qualification check ups with the mortgage lender, supervising maintenance tasks, and assisting the closing of the deal.

  239. Thanks for the new stuff you have exposed in your post. One thing I’d really like to discuss is that FSBO associations are built eventually. By releasing yourself to owners the first weekend their FSBO will be announced, ahead of masses begin calling on Thursday, you develop a good interconnection. By sending them resources, educational resources, free accounts, and forms, you become an ally. By using a personal fascination with them along with their circumstances, you make a solid relationship that, in many cases, pays off if the owners decide to go with a broker they know plus trust – preferably you.

  240. Thanks for the a new challenge you have disclosed in your writing. One thing I would like to touch upon is that FSBO relationships are built after some time. By releasing yourself to the owners the first weekend their FSBO can be announced, before the masses start out calling on Mon, you make a good interconnection. By mailing them tools, educational components, free records, and forms, you become a strong ally. By using a personal desire for them and their circumstance, you make a solid link that, oftentimes, pays off once the owners opt with a broker they know along with trust – preferably you.

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